Your dream home is within reach with the Home Loan and Mortgage Loan solutions provided by Ram Associates. Whether you’re a first-time homebuyer, looking to upgrade, or considering refinancing options, our Home Loan services are tailored to meet your specific needs.


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The home loan could be for a brand-new apartment, or to renovate your ancestral property or even build that extra room that you have been wanting for long. Read on to know more about the different loans that would meet your requirement.


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Mortgage Loan

A loan that is secured by property or real estate is called a mortgage. In exchange for funds received by the homebuyer to buy property or a home, a lender gets the promise of that buyer to pay back the funds within a certain time frame for a certain cost. The mortgage is legally binding and secures the note in giving the lender the right to have legal claim against the borrower’s home if the borrower defaults on the terms of the note. Basically, the borrower has possession of the property or the home, but the lender is the one who owns it until it is completely paid off.

“The rate of interest and the processing fee was nominal.This loan was processed on faster basis without any hassles.The agent gave a clear picture about the loan process.There was proper notification from bank end and i am satisfied with the service ..”


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