About Ram Associates
Welcome to Ram Associates, your trusted partner in financial solutions since 2019. We take pride in being a reliable and customer-centric financial services company committed to helping individuals and businesses achieve their financial goals.
Established in 2019, Ram Associates embarked on a journey to simplify and streamline the financial landscape for our clients. With a vision to provide accessible and tailored financial solutions, we have grown steadily, earning the trust of our customers along the way.
What We Do
Business
At Ram Associates, we specialize in a wide range of financial products to meet diverse needs. Whether you’re looking for Home Loans, Personal Loans, Credit Cards, Business Loans, Loan Against Property, or Machinery Loans, we’ve got you covered. Our team of experienced professionals is dedicated to guiding you through the financial maze and helping you make informed decisions.
Mission
Vision
Ram Associates envisions a future where financial aspirations are within reach for everyone. We aim to be the preferred choice for individuals and businesses seeking financial solutions that empower them to achieve their dreams.
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Overview
Why Choose Ram Associates:
Expertise: Our team comprises seasoned financial experts who bring a wealth of knowledge and experience to the table.
Services
Business Loan / Personal Loan
if you have a Business Loan You may want additional funds to your company. To meet these needs, you can take business loan also take Business Loan / Personal.
Home / Mortgage Loan
Everyone has a dream of owning their own house. However, not everyone has the necessary to purchase one. If you want to own a house then you can opt for home loan at Ram Associates.
Loan Against Property
Loan against property (LAP) by financial institutions. You can take this loan against property (this is loan against your residential property) or loan against industrial or commercial property
Car & Use Car Loan
Car & Use Car Loan is a loan facility extended to people who are interested in buying used cars or pre-owned cars. Used cars offer value for money, slow rate of depreciation, lower insurance and registration charges.
Project Loan / Machinery Loan
A machinery loan helps you finance the acquisition of machinery and equipment that your business requires in order to continue its operations. It helps you fund the lease or purchase of new machinery.
Cash Credit & Overdraft
Cash credit is a type of short term loan provided to companies to fulfill their working capital requirement. Overdraft is a facility given by the bank to companies, to withdraw money in their respective.
Blog
How to use your instant personal loan responsibly
Instant personal loans are a convenient and quick way to access funds for various personal needs, from covering medical emergencies to financing a home renovation. With just a few clicks, you can get approved for a loan and have the money in your account almost...
Industrial Loan Benefits and Process
What is an Industrial Loan? An Industrial Loan is a type of business loan designed specifically to meet the needs of industries involved in manufacturing, production, processing, and other related activities. These loans can be used for various purposes, including...
Why does your credit score matter
Your credit score plays a crucial role in your financial life. It is a three-digit number that represents your creditworthiness and can impact various aspects of your financial journey. Whether you’re applying for a loan, a credit card, or even renting an apartment,...
Difference between Mortgage Loan and Home Loan and Loan Against Property
When it comes to borrowing funds using property as collateral, it’s essential to understand the distinctions between the different types of loans available. Mortgage loans, home loans, and loans against property (LAP) are often used interchangeably, but they serve...
How to Get a Mortgage Loan in India
Securing a mortgage loan in India is an essential step for many individuals aspiring to buy a home, invest in property, or raise funds by leveraging their existing property. The process might seem daunting, but by understanding the steps and preparing well, you can...
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